Budgets, balances, invoices, and plans - in one place
Plan your money. Run your business. Or both.
mones keeps your personal money and your business money in one place - always separate, never mixed. Use one side, or both. Share each one with the people who belong in it.
Every workspace picks its own color - these repaint the page. Try one.
Personal
Rivera home
- Monthly salary+4,200.00
- Electricity bill-86.20
- Groceries-42.80
- Cinema night-12.00
Business
Atlas Studio
- Invoice #2031 - Acme+1,250.00
- Hosting · March-96.00
- Invoice #2030 - Beacon+800.00
- Studio insurance-240.00
01
Two sides. Both optional.
Maybe you only want a good personal finance app. Maybe you only need to run a small business. Maybe both. mones works in every case - start with one side, add the other later, or never. You switch between them with one click, and they never mix.
Personal
Accounts, budgets, daily spending, and planning. Share it with family, a partner, or roommates - they see this space, and only this space.
salary · groceries · savings
Business
Invoices, clients, products & services, and business accounts. Invite an accountant - they see the business, never your personal money.
invoices · clients · payments
Only you can see both sides.
02
Send in the paper. Get back entries.
Every space has its own email address. Forward a receipt or a bank statement, and it lands in that space's inbox. The import assistant reads it and drafts the entries for you - with a sprinkle of AI, the only place we use it. Everything else in mones stays in your hands, by design.
Forwarded message
- To
- atlas-studio@in.mones.app
- Subj
- Receipts - March supplies
Drafted entries
3 rows found- Mar 04Hardware store-54.30
- Mar 04Courier - samples-18.90
- Mar 05Print shop-7.40
You review, then post. It just stops being typing.
- Amounts are copied exactly
- Dates are kept exactly
- Categories come only from your list
- It never invents a row
03 · try the tabs
Your money doesn't live in one currency. Neither does mones.
Every space and business picks its default currency. From there, anything can have its own: an account in euros, cash in dinars, a client billed in dollars. Transactions and invoices keep the currency they happened in.
The ledger stays honest by showing one currency at a time - so the totals you see always add up. Switching is one tap.
Accounts
- Everyday checking3,180.40 EUR
- Joint savings5,400.00 EUR
This client is billed in dollars, while the space runs on euros. Both stay correct.
04
See money before it happens.
Planning is not a separate spreadsheet - it is the same ledger, one step earlier. Every plan gets a due date. Every due date becomes a real entry.
Planstep 1
Write down what is coming: rent, a tax bill, a yearly subscription. Exact amount or an estimate - weekly, monthly, quarterly, yearly, or your own rhythm.
Duestep 2
Due dates show up on your agenda, with a reminder up to a week before. No surprises on the balance.
Postedstep 3
When the money actually moves, the plan becomes a normal entry in the ledger. Same row, full history.
06 · live
Fourteen colors. Light and dark.
Each workspace carries its own color, so you always know which one you are in. The household can be emerald, the business something cooler. These swatches change this very page - the same way they change the app.
07
Under it all - a ledger you can actually read.
Entries grouped by day, with running totals. Accounts that filter the page when you tap them. One currency on screen at a time, so numbers always add up. Search, filters, and a clear posted-or-pending mark on every row.
"I am building mones because I needed it myself. I use it every day - invoicing my clients, checking balances, planning the month ahead. It is not finished yet. But it is getting there, one honest entry at a time."
One place for the money in your life.
Start with the side you need today. The other one will be waiting.